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9 Places to Look for Restaurant Discounts & Coupons

I’m an extraordinarily frugal person, but my one weakness is eating out at restaurants. There are only so many times that I feel like cooking and cleaning, and there are some dishes that I can only get at my favorite restaurants. Though menu [...]

Interest Rate Swaps Explained – Definition & Example

An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable interest rate, while the other wants to limit future [...]

Advantages & Disadvantages of All Inclusive Cruise Vacations

There is nothing like a cruise. You can spend all day touring an island, laying on the beach, or swimming with stingrays. At night, you can eat four-star cuisine, take in a show, or dance with your spouse or partner. Growing up, my mother had a thing [...]

15 Ways to Buy Cheap Unique Wedding Dresses on a Budget

On TLC’s Say Yes to the Dress, cameras follow brides as they shop for the perfect wedding dress at one of Manhattan’s most famous and posh bridal boutiques. Thousands of dollars later, they have a white lace, silk, or tulle gown that they [...]

How to Protect Your Social Security Number and When Not to Give It Out

Most of you probably learned early on to keep your Social Security numbers safe, secure, and private. These nine digits are your primary personal identification numbers, the key to your accounts and private data. As technology has developed, [...]

Personal Finance Round-Up: There’s Something in the Air…It’s Money!

A lot of things come to mind as the weather warms up and summer approaches: community car-washes that take up an entire parking lot, lemonade stands run by preteens on every corner, and the buzz of hustle and bustle in the air. Everyone seems to be [...]

Flat World Knowledge Review – Open Source College Textbooks Online

This post brought to you by Flat World Knowledge. All opinions are 100% mine. It wasn’t too long ago that I was purchasing textbooks for my wife to complete her college education. The prices of those textbooks were appalling, to say the [...]

How Rising Food Prices Will Affect You & 6 Ways to Prepare

The rising price of gas isn’t the only necessity that’s been gouging our wallets recently. The price of food is now the highest it has been since 1974, and the world is starting to face what could turn into one of the worst food crises in [...]

How to Use an Air Pass from Airline Alliances – Save Money Traveling the World

Everyone has heard of the rail passes that tourists typically purchase on their visits to Europe so that they can travel through multiple countries without buying new train tickets at every stop. Wouldn’t it be awesome if you could do the same [...]

What Is IRS Capital Gains & Losses Tax – Calculate Rates & Deductions

Whether you’re new to the world of investing, or you’re thinking of selling stocks, bonds, or real estate you’ve had for some time, it is important to consider how you’ll be taxed on those items. Since you only pay taxes on the profit you make, it’s necessary to keep good records from the time you [...]

What Is IRS Capital Gains & Losses Tax – Calculate Rates & Deductions is a post from the Money Crashers personal finance [...]