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7 Essential Computer Maintenance Tips & Checklist

Your computer might not come with as high of a price tag or as many moving parts as your car, but laptops and desktops require just as much regular maintenance to keep running efficiently and securely. Desktops come with lots of peripherals that need [...]

Raising the National Debt Ceiling – Definition & What It Means for Us

It’s a simple fact: Every year the United States government spends more money than it brings in revenue. To fund many national programs, the government borrows money by issuing Treasuries. In a given year, 40 to 50% of U.S. expenditures are made [...]

Free Cash Flow Definition & Calculation for Evaluating Stocks

With thousands of dividend-paying blue chip stocks in the market, how can you figure out which ones are wise investments? Do you know what to look for to judge whether or not a company can sustain dividends? When it comes to high-growth companies that [...]

Delta Reserve Credit Card Review from American Express

Delta Airlines and American Express partner to offer a wide selection of rewards cards, and at the top of the pile is the Delta Reserve Card. It leads their other cards in many ways, from the perks to the annual fee, which stands at a whopping $450. [...]

Gold Delta SkyMiles Credit Card Review from American Express

Every airline has an affiliated credit card that lets you earn frequent flyer miles for everyday purchases. And each one has their own special promotions and bonuses, so if you’re lucky, your favorite carrier and your most common purchases match [...]

How to Invest in Gold – Stocks, Funds & Bullion

Amid government debt, economic uncertainty, and political unrest, you’re one of many investors aware of the frightening factors that can lead to heightened levels of inflation. Given these concerns and the potential erosion of the value of paper [...]

How to Prepare to Work from Home with a Telecommuting Job or Business

When friends and colleagues find out that I work from home, most of them are immediately jealous. Telecommuting positions sound like dream jobs to many people, with ideals of working in pajamas, playing loud music, and keeping a fresh pot of coffee [...]

9 Places to Look for Restaurant Discounts & Coupons

I’m an extraordinarily frugal person, but my one weakness is eating out at restaurants. There are only so many times that I feel like cooking and cleaning, and there are some dishes that I can only get at my favorite restaurants. Though menu [...]

Interest Rate Swaps Explained – Definition & Example

An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable interest rate, while the other wants to limit future [...]

How to Protect Your Social Security Number and When Not to Give It Out

Most of you probably learned early on to keep your Social Security numbers safe, secure, and private. These nine digits are your primary personal identification numbers, the key to your accounts and private data. As technology has developed, [...]